Welcome! Please reach contact Julia at julia@carolinaanxiety.com if you cannot find an answer to your question!
Yes! I am only in-network with Aetna at this time. However, I would check out out-of-network benefits if you have a different insurance panel because they may "pay-you-back" for a portion of our sessions. (Happy to explain this process further with you if needed!!)
yes! there can be for sure. happy to talk with you about:
Sliding Scale Fee- (sliding scale slots are currently full). CAO has limited slots for a sliding scale fee based on your income and financial situation. If you have any questions about this, let me know!
Super-Bill and Out-of-Network Reimbursement- I can provide you with a superbill, which is a receipt of our session(s). you can submit this 'receipt' to your insurance company for potential reimbursement. happy to help where I can with this process!!
Health Savings Account (HSA) or Flexible Spending Account (FSA). If you have an HSA or FSA, you can use these pre-tax dollars to pay for therapy. This can effectively reduce the cost of your sessions.
Short-Term Therapy- I am happy for us to can focus on short-term, solution-focused therapy. This can be helpful because you can work towards achieve specific goals in a shorter amount of time, which can ease any uncertainty with how long / how much you will spend on therapy.
Carecredit- carecredit can also be an option. It is a health, wellness, and personal care credit card that you can use to finance medical expenses that are not covered by insurance
It is so so complicated. but, these are few of the reasons therapists accepting minimal or no insurance plans.
Low Reimbursement Rates: Insurance companies typically reimburse therapists at rates that are a lot lower than their standard fees. This can make it financially hard for therapists to run their practices.
Administrative Burden: Handling insurance claims involves a considerable amount of paperwork and administrative work. This can take time away from providing direct care to clients and can require additional staff or resources.
Delayed Payments: Insurance companies can take a long time to process claims and reimburse providers. This can create cash flow issues for therapists who rely on timely payments to sustain their practices.
Restrictions on Care: Insurance companies often have strict guidelines about the types of therapy they will cover, the number of sessions allowed, and the types of diagnoses that qualify for reimbursement. This can limit the flexibility therapists have in treating their clients.
Confidentiality Concerns: Some therapists prefer not to involve insurance companies to maintain greater confidentiality for their clients. Insurance claims require the sharing of sensitive personal information, which some clients may not be comfortable with.
Autonomy and Control: Accepting insurance can limit the therapist's autonomy in how they run their practice, including setting their fees, choosing the types of clients they see, and determining the length and frequency of sessions.
Complexity of Insurance Policies: Different insurance plans have different rules and coverage options, which can be complex to navigate. Therapists may find it simpler to offer a straightforward fee-for-service model rather than dealing with the complexities of various insurance plans.
While there may be a waitlist for new patient appointments, CAO typically offers therapy sessions from 10am to 5pm on the following days:
New patient phone consultations are available on Mondays, Wednesdays, and Fridays from 12:00pm to 12:15pm.
Please visit the appointments tab to schedule your consultation!
Exposure and Response Prevention (ERP) therapy is a specific type of Cognitive Behavioral Therapy (CBT) primarily used to treat Obsessive-Compulsive Disorder (OCD) and other anxiety disorders. The length of ERP therapy can vary depending on several factors, including the severity of the symptoms, co-occuring disorders (i.e. PTSD), the specific goals of the therapy, and the individual's progress. Here’s a general overview of the typical duration and structure of ERP therapy:
Typical Duration of ERP Therapy.
Factors Influencing Duration.
Maintenance and Follow-up.
Even after the initial course of ERP therapy, some individuals might benefit from periodic follow-up sessions to reinforce strategies, prevent relapse, and address any new or lingering issues. These maintenance sessions might be less frequent, such as monthly or quarterly, depending on the individual's needs.
Summary.
It's essential to work closely with your therapist to tailor the ERP therapy to your specific needs and progress. If you're considering ERP therapy, discussing the expected duration and setting realistic goals with your therapist at the outset can help set clear expectations.
Yes, you can do both virtual and in-person therapy sessions! Happy to be flexible with your schedule!!
Yes and no! It is possible to see two therapists at once, and there are situations where this might be beneficial. However, it's important to approach this decision thoughtfully. Here are some considerations:
Different Specializations: You might see two therapists if they offer different types of therapy or specialize in different areas. For example, you might see one therapist for individual therapy and another for couples or family therapy, or you might see one for cognitive-behavioral therapy (CBT) and another for trauma-focused therapy.
Complementary Approaches: If the therapists use complementary approaches that address different aspects of your issues, it can be beneficial. For instance, one therapist might focus on talk therapy while another provides somatic therapy.
Coordination of Care: It can be helpful if both therapists are aware of each other’s involvement and can coordinate care. This ensures that their approaches are aligned and that there are no conflicting strategies that might confuse or overwhelm you.
Insurance and Financial Considerations: If you're using insurance, check your coverage to see if it allows for therapy with more than one provider at the same time. Also, consider the financial cost if you're paying out of pocket.
Personal Capacity: Consider your own capacity to engage in multiple therapeutic processes at once. Therapy can be emotionally and mentally demanding, and seeing two therapists might require significant time and energy.
Communication: Be open with both therapists about your decision to see another therapist. Transparency helps in providing the best care and avoiding potential conflicts or misunderstandings.
If you're considering seeing two therapists at once, discuss it with each of them to get their input and to ensure it’s a beneficial approach for your situation.
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